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Proposal: ComCap SMART Program™ Streamlined Management and Automated Risk Technology 1. Overview I am building a proprietary operating system for ComCap Insurance that solves what both traditional agencies and insurtech platforms still do poorly: intake, coverage analysis, data collection, renewals, COIs, and claims handling. The goal is to create a repeatable, branded ComCap SMART Program™ that delivers a concierge-level experience to clients while dramatically reducing manual workload for the agency. This proposal outlines the vision, key components, technology stack, implementation roadmap, and cost ranges for bringing this system to life. 2. The Opportunity Commercial insurance is still largely: Document-heavy and paper-based Slow and reactive Dependent on staff “chasing” clients for information Full of duplicate data entry Poorly automated end-to-end Weak on real-time, proactive communication The SMART Program is designed to remove friction at every stage and deliver a...